Matthew Kolberg
Phone (503) 265-8270
Fax (503) 265-8290
mkolberg@
avenuemortgage.net
Serving, Washington,Oregon,Seattle,Everett,Bellevue,Tacoma,Olympia,Vancouver,Portland,Beaverton,Tigard,Hillsboro,Tualatin,Gresham,Oregon City,Salem,Clackamas,Washington
County, Multnomah County, Coastal area, Northwest Oregon and Washington
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Articles

Poor Credit Mortgage Refinance - Refinancing Your Home After Your Credit
Score Has Dropped - You can still refinance with bad credit, but you will need to shop
around. Each refinance application is looked at on an individual basis. So even if you have
bad credit, other factors could qualify you for a low interest rate. However, if you don't
apply, you will never know.


1st and 2nd Mortgage Refinance Loan - Refinancing a first and second
mortgage requires some extra considerations. Depending on your equity, you may find that
combining the two mortgages results in a higher interest rate. You may also find that you
have to carry PMI with the refinanced mortgage.


Loans 101: Application and Approval - A loan is a type of debt. Like all debts,
a loan involves the re-allocation of money over a period of time between the borrower
and the lender. The borrower initially receives an amount of money from the lender. This
money is paid back either in full or in regular installments (with interest of course).


Buying a Home After Bankruptcy - Beware of Shady Subprime Mortgage
Lenders - If you have a recent bankruptcy and are looking to buy a home, be careful of
unethical or predatory lenders. Whether you are looking online or offline for a mortgage
lender, it is becoming increasingly more common that subprime lenders are taking
advantage of bad credit borrowers.


Home Owners In Trouble! The Real Estate Bubble, Rising Interest,
and Variable Rate Loans Concern Fed - With mounting concerns by the Fed
over rising inflation, there is a serious push to increase the current rates of interest. This
may help to curb inflation, but will also have a devastating effect for millions of
homeowners who are tied to variable interest rate, and interest only, loans. As rates go up,
so do most underlying mortgage payments, placing an even greater stress on those who
want, or need to sell their property.


Seven Steps for a New Home Loan Purchase - Buying your first home and
becoming a home owner is one of the most exciting steps in any person's life. With home
loan purchase rates at the lowest they have been in decades, this is an opportune time to
purchase a home. At Bad Credit Lender, we work with affiliate mortgage brokers who
work hard to find you the lowest rate possible. We can help you analyze your financial
situation quickly and efficiently, allowing you to have a solid understanding of what you
can afford and how much a lender will reasonably allow you to borrow.


FHA Mortgage Loans - The Benefits of an FHA Mortgage - The Federal
Housing Administration (FHA) insures mortgages to allow low to moderate income
families to purchase their own home. With government backing, families can buy a home
at a lower initial cost. However, there are limitations with this program.
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